Dubai has positioned itself as one of the global leaders in terms of infrastructure, dynamic job market, and rapidly growing economy, attracting professionals from all around the world. Renowned for being a country with boundless opportunities, the region’s employment and retirement regulations have been designed to create a healthy and balanced work environment for both locals and expatriates.
Let’s break down key employment and retirement laws in the UAE to help locals and foreigners understand the employment landscape.
Retirement Age in the UAE & Work Permits for Expatriates
Expatriates’ Retirement Age: Many people often ask the question - what’s the retirement age in the UAE for expats?
In the UAE, the standard retirement age for expats is 60 years in the public sector, and up to 65 years in the private sector. However, many can continue working above the age of 60 if their employers secure the necessary work permits.
Work Permits for Employees Above 60 Years: For employees above the age of 60, it’s compulsory to obtain a permit from the Ministry of Human Resources and Emiratisation (MoHRE) to continue working.
Here are key things to know about these permits:
- Permits must be renewed annually
- The renewal cost for those over the age of 65 is AED 5,000 and is paid every two years
Visa Options for Expatriates
1. Golden Visa - The Golden Visa is a long-term, renewable visa that’s available to business owners/professionals, investors, and skilled workers — lasting up to 10 years. Beneficiaries of the UAE Golden Visa must meet specific criteria to qualify.
2. Retirement Visa - This option is open to people aged 55 and older, and allows retirees to live in the UAE for five years. It’s also renewable, but applicants must meet certain criteria:
- Property investments up to AED 2 million
- At least AED 20,000 or equivalent in monthly income
- Minimum of AED 1 million in savings
His Highness, the ruler of Dubai, Sheikh Mohammed bin Rashid Al Maktoum, launched the “Retire in Dubai” scheme, an initiative that allows retirees to live in Dubai. Individuals or expatriates who meet the above requirements can settle in the emirate, especially those who have attained the retirement age in Dubai.
Labour Laws and Policies Guiding the Age Limit to Work in the UAE
Sector-specific policies affect employment in the different emirates, but let’s explore some of the laws guiding UAE retirement age:
The Federal Decree-Law No. 33 of 2021 does not indicate a maximum age limit to work in the UAE; however, it mandates MoHRE approval for issuing employment permits for persons older than 60.
Some industries and free zones have their own retirement policies that are independent of federal labor laws
Retirement Residency Permit for Expatriates
For expatriates who plan to live in the UAE after retirement, the UAE Cabinet Decision No. 65 of 2022 allows foreign workers to apply for Retirement Residency Permits if:
- At least 15 years employment history (in or out of the UAE)
- They’re at least aged 55 or more
Expatriates who meet these criteria must also demonstrate ownership of property, active income, or savings as stated above to qualify.
Planning for Retirement in the UAE
Although there’s no fixed retirement age in the UAE, or UAE employment visa age limit for foreign workers, planning for retirement is key to ensuring a smooth transition after several decades of service.
Dubai’s and other emirates’ approach creates a balance between bringing young skilled professionals into the work force while retaining the aged and experienced workers to leverage their expertise. For specialized professionals such as doctors and engineers whose skills are in high demand, they’re allowed to work beyond the standard retirement age for the public and private sectors.
Despite these favorable conditions and laws, a good understanding of the policies is essential for navigating career and retirement paths. For expatriates, seeking guidance from legal and employment professionals within the UAE can help them navigate the intricacies of visas, maximize opportunities, and ensure a smooth transition and life post-retirement.
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